You don't need to know everything. You need to know what's next.

When a large sum lands, the instinct is to do everything at once — or freeze and do nothing. This map lays out the whole first year as one ordered descent, so you can stop holding it all in your head and just take the next step.

Step 1 — How long ago did the money arrive?

Step 2 — Tick off what you've already handled, on the map below.

However long it's been, what matters is what's actually done. We'll mark where you really are — and tell you plainly if the two don't line up.

✈ Pick your timing above, then tick what's done on the map — we'll pinpoint your real next step.

Your current step ⏱ Has a deadline — don't let it pass

After touchdown — staying on course

The first year builds the plan. These are the rhythms that keep it true as life keeps changing.

Every quarter

A quick check on net worth, cash flow, fresh tax opportunities, how investments are doing, and any big decision coming up.

Twice a year

A look at the longer view: retirement projections, whether your spending assumptions still hold, family changes, and corporate or estate matters.

Once a year

The full review — goals, independence projections, investment rules, tax, estate, insurance, family, and legacy, all back on the table together.

And whenever life shifts

A marriage or divorce, a death, a business sale, another inheritance, a major property purchase, a new child, a health change, retirement — any one of these is a reason to revisit the plan, not wait for the next scheduled review.

The thing most people miss

With new money, the order matters more than the list. Almost everything on this map can wait — calmly, on your timeline. But a few items have a clock hidden inside the calm. The whole skill of the first year is staying patient about the ninety-five percent while never missing the five percent that won't wait.

Want this map to come back to?

We'll email you the First-Year Sequence so it's there whenever you need the next step — and nothing else you didn't ask for.

You have the map. The hard part is flying it.

The GlidePath is having someone fly the whole descent with you — building the plan, handling the structure, and making sure nothing with a deadline ever slips. Plan-first. Product-never.

This map is general education to help you think clearly and in the right order — not personalized financial, tax, or legal advice, and not a complete list of the deadlines that apply to your situation. Confirm anything time-sensitive with your own accountant, lawyer, or executor. Haven is a fee-only, fiduciary practice.